1. U won't loose points after leaving.
2. There is a cd but only when u leave a guild which doesn't apply to disband guild/kicked out options.
3. No, u won't get a new tickets, u have to wait for a reset.
U can always create an alt account, finish a tutorial and make a new guild with ur main char. Then invite an alt, kill 4 bosses, make another alt to kill the last 2 (don't use ur main char, stick with alts)
Now just disband ur guild and make a new one. Make a new alt and so on...
U get around 2,7 mln gold, 120 rubies etc. Per guild.
I'm safe as fuck case I don't play G raids with my main.
Edit. Toggle OFF is better, raid bosses have around 500 hp only, so u should be safe even with alts.
Edit.2 Some of u should think twice before u do anything. If u don't know how to use mods, just don't use them, simple as fuck.
Edit.3
There is a little slower method but u can make 3 mln gold per guild with ur main account (it's not slower if u can use 2 phones or phone and emulator), I believe that u will find it out guys